Terms of Service
Last updated: 11/12/2025
These terms govern your use of our AI-powered financial therapy and coaching platform. By using our services, you agree to these terms and our commitment to supporting your financial wellness journey.
By accessing or using SpendSentinel ("the Service"), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use the Service.
SpendSentinel is an AI-powered digital wellness platform that provides:
- Financial behavior analysis using Internal Family Systems (IFS) methodology
- AI-driven coaching and therapy tools for financial wellness
- Expense tracking and categorization features
- Financial timeline mapping and goal visualization
- Self-compassion and mindfulness exercises
- Panic mode and grounding exercise features
Important Limitation
SpendSentinel is a digital wellness tool and does NOT replace professional financial advice, therapy, or mental health treatment. We are not licensed financial advisors or mental health professionals.
Age Requirements
- You must be at least 18 years old to use this Service
- Users under 18 are prohibited from creating accounts
If you are experiencing thoughts of self-harm or are in crisis, immediately contact:
- Emergency services (911 in the US)
- National Suicide Prevention Lifeline: 988
- Crisis Text Line: Text HOME to 741741
For questions about these terms or our Service:
General Support
support@spendsentinel.comLegal Questions
legal@spendsentinel.comPrivacy Questions
privacy@spendsentinel.comWe are dedicated to supporting your financial wellness journey with compassion, respect, and the highest ethical standards. These terms exist to protect both you and our ability to provide this important service.